I sent a 4 part reply. Looks like it’s not all here. Anyway I like to engage on a number of subjects in a good natured way. I started out saying I’m not disputing your point and ended by saying I accept your judgements. My comments were light banter about how we got here…..
Generally and demographically—not you & me specifically. I am making light of it somewhat. You have taken offense The wealth transfer reference was demographic not about you & your husband. You are personalizing that. I do not hoard $ and am generous with my children. You are flipping general ….
Things being discussed to personal. I do have a 96 yr old FIL who is the O.G. hoarder of wealth, so familiar with that. Not here to score points or argue. BTW, the video you posted supporting your point was a bit on the light side as well. Good day