To AVOID this: Meidcare ^ PVT AI Cos; Reject claims.. May be you can publicize (and/or Repost) the "SIT DOWN Sep-09 " Was posted (yr) 250826 as 3-sets on "the WORDS -> PLAN -> ACTION " See its up at shingla.wordpress.com/reason-why Section after, on TEAMS LOCAL is useful too (NO INTERNET...)