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Cosmos and Nebulae @cosmos-nebulae.bsky.social

And i do pay off my credit card balances monthly

sep 3, 2025, 3:11 pm • 0 0

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Shockratees @thatshockratees.bsky.social

As long as you still run up balances and pay them, that’s probably not the issue. Gotta be the car.

sep 3, 2025, 3:13 pm • 0 0 • view
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Cosmos and Nebulae @cosmos-nebulae.bsky.social

The kicker is… the car was totalled by another driver.

sep 3, 2025, 3:18 pm • 0 0 • view
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Shockratees @thatshockratees.bsky.social

Oh hey, I’m not faulting you for paying off the car early. Credit ratings are stacked to the most profitable creditors, and that’s why they punish early payoffs.

sep 3, 2025, 3:20 pm • 0 0 • view