It would certainly be a false statement. HOWEVER, she might legitimately claim that she didn't check that box herself. Some clerk checked it for her. To be fraud, it must be intentional. When faced with about 500 pages (more or less) of mortgage papers, it is easy for stuff like this to happen.

This is why it is EXTREMELY RARE for a case like this to have any consequences whatsoever. It normally only comes up when a mortgage goes into default (didn't happen with her). And then, the issue of intent is central to any consequences.

When applying for a mortgage you should be going over the paperwork that you are signing. After all your signature states you have read and understand what you are signing. She knew this was a vacation home and should have stated that to the lender.

I don't know what process was used for her Georgia mortgage. My latest Georgia mortgage (December, 2023) was delivered to me on a Docusign portal where the website rapidly scrolled from spot to spot, asking for initials or signatures. At the end of that process, I was allowed to download a copy.

My previous Georgia mortgage was delivered by a young attorney who arrived with a briefcase full of paper. It was similar to the Docusign process. Hand me a paper to initial or sign. No time to read ANYTHING.

While you are technically correct, that she is responsible for what happens, you would not believe the number of people involved and the numerous opportunities that exist for things to change for no reason at all. Mortgage banking is incredibly complex. It isn't like the borrower knows the people.

So, you can see why Trumps book keeping could happen and for Bragg to change misdemeanors into felonies was way out of line right?

Yes. Absolutely. But that's no reason for Trump to change the Department of Justice into the Department of Trump's Retribution.

Looks like they are only going after the law breakers. I’ll condemn him if he steps out of line but so far he is obeying court orders even the ones by judges overstepping their bounds.

Like Trump did?