So, 6% match on $20/h would be $1.20 extra, and presumably withheld from taxable income... honestly despite the hourly rate, that match is decent, and yet they're chasing an extra $0.50/h (fully taxable) 😔. I know I'm preaching to the choir here, but the lack of financial foresight pains me.

I wonder if the work environment is poor? That’s usually why people leave what looks like a good job.

The problem is that it’s a match - if they can’t tolerate shaving 6% off the hourly wage to contribute they don’t get the match.

Sometimes you have short term problems that trick you into neglecting long term benefits When you need these $.5 to eat or to pay the rent, you just feel ashamed not to be able to get the 6% match. I work with some people in this situation. I stopped despisîng them when I got to know them

I don’t despise them: we had financial setbacks and it is very difficult. In our mid-30’s we stopped contributing for about 6 months. The nice thing about 401k is it doesn’t show up in your paycheck and you can kind of forget about it. And sincerely, we were lucky.