Of all three, it's the student loans that will never, ever diminish it's hold over your life or freedom! I have already paid off my home, but my student loan remains, even while paying extra every month. Because of punitive interest rates, my balance is now larger than when I took it out.

Give me all that and the 70k and I can live happy. Try all that at $27,000/ year; most people are and not making it.

I hear you. I am in the same boat, but housing can be so expensive. I don't know how much taxes would be deducted, but at 70k, you maybe have $5000 a month and in many cities, more than half of that is rent. Don't resent the guy who is only a bit better off than you. Hate the super rich.

I don't hate the guy a bit better off than me, because that guy is in debt at higher level is all. It is the greedy rich I do not like because they never did anything to deserve their super riches.