If you are a wealthy or even an upper middle class person, charging poor people for finance advice is immoral.
Replies
Beyond that, there really is literally no viable finance advice for poor people. When you barely have the means to keep the lights on and feed yourself there's not really much you can do to improve your net worth.
aug 30, 2025, 8:52 pm • 10 1 • view
Absolutely. Agreed 100%
aug 30, 2025, 8:52 pm • 6 0 • view
The only advice I have for people who have no savings is to stop eating fast food and to learn to cook. It's not difficult nor time consuming and will save you hundreds of dollars. I cook nearly every night and a healthy meal with chicken as protein is ~ $3 per serving and takes 15 mins to make.
aug 30, 2025, 9:04 pm • 4 0 • view
Same
aug 30, 2025, 9:06 pm • 2 0 • view
Of course in if you're a in a food desert even tat isn't even viable advice. Being poor in America is basically a systemic problem with few avenues of escape.
aug 30, 2025, 9:10 pm • 2 0 • view
Advice doesnt have to be universally applicable for it to be good advice.
aug 30, 2025, 9:16 pm • 4 0 • view
There's some lines in a Jesse Welles' song, 'Red' that I think about a lot: I was memorizing capitals I was in the spelling bee I must've missed the part Where they taught the art Of private equity
aug 30, 2025, 9:08 pm • 2 0 • view
Back when dinosaurs roamed the earth and I was in HS we had a "home economics" class that taught the very basics. I don't think we have even that now?
aug 30, 2025, 9:15 pm • 4 0 • view
I had that class too! I LOVED it!
aug 30, 2025, 9:15 pm • 2 0 • view
LOL! When I had that class it was about cooking and sewing. 🦖
aug 30, 2025, 9:17 pm • 1 0 • view
It had that too but also how to balance a checkbook and manage bills / expenses.
aug 30, 2025, 9:29 pm • 0 0 • view
Me too. Both boys & girls took cooking, baking & sewing, in junior high we all got to choose not just wood shop but also metal shop, or printing/photography, where we learned to work in a darkroom. I really dug metal forgery the most.
aug 30, 2025, 9:22 pm • 3 0 • view
I did all those as well but they were in HS where I lived. Home ec might have been in junior high, I can't remember .... because old 😂
aug 30, 2025, 9:27 pm • 1 0 • view
Especially when the majority of wealth is via luck & being born into privilege; there’s almost nothing people can do for upward mobility in a culture that actively suppresses it. One of many things the people who got theirs will blame on individuals to maintain status-quo & opportunity myths.
aug 30, 2025, 9:29 pm • 1 0 • view
100%. If not for a single, completely stroke of luck event that happened when I was 23 I would certainly not be where I am today (unless I got lucky some other time). People may not make the most of opportunity after getting lucky, but they still need that initial event to even have a chance.
aug 31, 2025, 9:49 pm • 4 0 • view