I have regular Medicare with a supplemental plan. I have never been denied treatment. I know neighbors that have Medicare Advantage and have been denied. Look how much the Advantage plan is advertised during enrollment time. Regular Medicare is not able to advertise so people cannot compare.
Agree that assessment of denial should include comparison of types of plans; always have been in indemnity plans (non-network) and never had issues with denials.
I tried to get an advantage plan that would cover monthly infusions of my rheumatoid medication & none of them would cover it. I currently inject it myself but after so many yrs, the meds start to fail & infusions are the last resort.
Not exactly. I am 69. I buy my insurance through a licensed, local insurance agent who makes recommendations based on my medical records. I recommend everyone do this. It costs nothing but time and the agent is incentivized to satisfy you, the customer.
I did the same and went thru my agent. Not everyone knows it's free to talk to a Medicare Advisor to determine what is best for them. My concern is all the TV commercials that are on during enrollment time for Medicare Advantage. If they don't do their homework, will think it's the best option.
I always advise everyone to avoid buying any insurance off a tv ad. It’s costs nothing to use an agent. My late dad was an independent agent and taught me that.