That said, no lender would expect perfect representation from you at the start. That’s what underwriting is for!
Replies
Also not being argumentative to you, just seems a trifle of a detail to try to hang someone on.
aug 30, 2025, 8:53 pm • 16 0 • view
Understood. It can be a hazy area of underwriting. But so long as the borrower is honest and up front about the matter the underwriting decision precludes any claim of fraud
aug 30, 2025, 8:59 pm • 21 0 • view
Correct. There has to be intent to commit fraud.
aug 31, 2025, 12:07 am • 0 0 • view
Strictly speaking, an intent to deceive
aug 31, 2025, 12:09 am • 1 0 • view
And there it is- clarity and transparency are key (in all things honestly). I get the feeling obfuscation and fraud weren’t the objective she was going for.
aug 30, 2025, 9:01 pm • 14 2 • view
It is. We would never go after someone based on what she's been accused of.
aug 30, 2025, 9:39 pm • 1 0 • view
Also- love the name. I do a great Charlie in the Box 😁 it’s saaaanta it’s saaanta
aug 30, 2025, 9:43 pm • 1 0 • view
Thank you :)
aug 30, 2025, 9:49 pm • 1 0 • view
Good, coz I guess I’m a criminal if so. Just run me for a gop position.
aug 30, 2025, 9:40 pm • 1 0 • view
When I bought the first, I financed, and hadn’t sold my previous home, and said it was primary, I assume underwriting figured I was selling the other. Again, not a finance guy.
aug 30, 2025, 8:52 pm • 1 0 • view