I needed a non-emergency surgery and the surgeon just booked me the next week because I was easy. In Canada. Because our providers can make decisions. No insurance people getting in the way. (Didn’t even have to pay for parking as was dropped off and picked up.)
Patient/provider decision making is the key. Treatment decisions should be made by them alone, not by insurance adjusters & certainly not be legislators!
But legislators and pundits here kept harping on Death Panels. GUMMINT RUIN EVERYTHING never insurance oh no the Market never fails, it can only be failed.