3. Health Insurance Marketplace, the Obama contribution, is private insurance you can buy online if your employer doesn't pay for health insurance, and it's pretty good, especially for low-income but not really poor people. When my son the bartender turned 26 and got kicked off my employer policy...
...I told him I thought he could get an Obamacare policy but didn't try to help him beyond advice; it took him a year (luckily he's been incredibly healthy) but he did it. The GOP bill may make it unaffordable by cutting the subsidy, but I don't know yet.
4. Medicare Advantage is a way for private insurers to suck money out of the Medicare program, a supplemental policy that may pay for some things where Medicare is unhelpful, but a lot of people don't think it's worthwhile.
The subsidies are the disaster no one's talking about . Heavy subsidies for people working but not making much. Here in Maine, less than $100/mo for a silver plan. (Still deductibles, etc. but you're buying preventative/routine stuff...
Do you have a theory why they're not talking about it? It's only just occurred to me what a big deal it is, not a subject I've been spending a lot of time on in recent years, but Chris Murphy or whoever has to be aware.
There's a lot of moving parts and we live in a soundbite age... www.cnbc.com/2025/05/23/b...
....and a pretty hard cap on the size of the hole something major can blow in your budget.)