The poverty line for a family of 4 is $32,150. A family of 4 making $33,000/year doesn't need help with medical insurance???? Cause' I'm pretty sure they can't afford a place to live, food to eat, and basic utilities for that.
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That's $2,750/month. Using the 50/30/20 rule to budget: 50% NEEDS for housing and groceries is $1,375, 30% for WANTS $825, and 20% for savings/debt repayment is $550. Even if you moved the $825 WANTS to NEEDS that's $2,200 to cover housing and food for 4 people.
jul 1, 2025, 1:08 pm • 7 0 • view
So you’re saying the rule shouldn’t be 50/30/20 but instead 80/0/20?
jul 1, 2025, 1:31 pm • 1 0 • view
No. I just did a poor job trying to point out that a family of 4 can't live on that amount of money.
jul 1, 2025, 7:09 pm • 1 0 • view
Oh well fair enough, it did definitely seem unreasonable to me so I guess you illustrated it well, I just grabbed the wrong end of the stick!
jul 2, 2025, 3:11 am • 1 0 • view
lmao there’s basically no place in america where a 4 family house + groceries is less than $1375 a month
jul 1, 2025, 2:09 pm • 9 0 • view
Exactly. And even with housing, food, health assistance, where's the $ for everything else?? Cell phone. Transportation. Clothes. Hell, the cost of women's period products for alone puts a big dent in a budget
jul 1, 2025, 7:06 pm • 0 0 • view
Keep in mind, that's $33k BEFORE taxes. They do not get anywhere close to that $2750/mo to take home with them.
jul 1, 2025, 3:57 pm • 1 0 • view