We bought the house in 2016, when the new roof was a big selling point. Because we have now been cancelled twice no one else will cover us at any price, even if we replace the roof, which doesn't need to be replaced.... 🧵
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We have a construction engineer who is a registered Building Inspector checking the roof this afternoon. Maybe his report and letter will help us, but I understand that as a client with two cancellations, we are now marked as irresponsible and may remain uninsurable. 🧵
aug 30, 2025, 4:14 pm • 7 0 • view
It might be possible to quit claim the house to a friend, who becomes the new owner for the purpose of attaining insurance, with a rent-to-own contract with us, so we can stay and continue paying the bills, otherwise we have to be out in 45 days from Tuesday.
aug 30, 2025, 4:18 pm • 8 0 • view
Sounds like a really smart idea.
aug 31, 2025, 12:40 am • 1 0 • view
The ideal person would be able to qualify for a $108k home loan. Real estate debt is usually good for a credit rating, and $108k is pretty cheap for adding real estate to a portfolio.
aug 31, 2025, 10:51 am • 1 0 • view
Sounds like a great a way to survive this, if you can only find a trustworthy person & lock it down with a lease to own contract. I really hope you find someone to do this.
aug 31, 2025, 10:55 am • 3 2 • view
Me too! Mr Marty and I are both asking our brothers. My brother was pretty tied up with college expenses for his grandkids last we talked about money. He would be ideal.
aug 31, 2025, 11:02 am • 1 0 • view
💛🫶🏻💙
aug 30, 2025, 4:28 pm • 1 0 • view
💔
aug 30, 2025, 4:28 pm • 1 0 • view