George (@gchandler.bsky.social) reply parent
The announcement says President conference. Are we certain that it is Trump, and not President Vance?
Husband, father of 3 young adults, one with Down syndrome. Originally from Galveston area, now blue dot in Dallas. Mortgage guy.
1,362 followers 1,794 following 575 posts
view profile on Bluesky George (@gchandler.bsky.social) reply parent
The announcement says President conference. Are we certain that it is Trump, and not President Vance?
George (@gchandler.bsky.social) reply parent
I'd be ok with Republicans here, as long as they follow the "don't be an asshole" rule.
George (@gchandler.bsky.social) reply parent
Here is the problem with her assertion. I've compared county appraisals (Dallas County) and 90% of the time, the govt appraisal is *less* than actual value. However, TBF, wealthier areas are getting a larger discount.
𝕊𝕦𝕟𝕕𝕒𝕖 𝔾𝕦𝕣𝕝 (@sundaedivine.bsky.social) reposted
$8 trillion in tariffs, but GoFundMe is still our national healthcare plan.
George (@gchandler.bsky.social) reply parent
Watch the market.
George (@gchandler.bsky.social)
When Satan calls Trump home to Papa, JD Vance could create a new legacy by declaring our national nightmare over, revert to pre-MAGA, fire the entire cabinet, restore the US to the world stage. Reverse all of Trump's EOs. The next gen Gerald Ford. Unlikely, doubtful, but we can hope.
George (@gchandler.bsky.social) reply parent
Willie Nelson
George (@gchandler.bsky.social) reply parent
Assuming that's all correct (I did not double check), and it's a FNMA loan, then the only other excuse off the top of my head is the integrity of the lender representatives, especially if it was the same lender
George (@gchandler.bsky.social) reply parent
If that is the allegation (primary *refinance* while under contract for another), then that is a problem.
George (@gchandler.bsky.social) reply parent
For Fannie Mae loans, it's one yr from start of occupancy. Unless, there are extenuating circumstances, like moving because of change of job, health, etc. Proprietary loans depend on the lender rules.
George (@gchandler.bsky.social) reply parent
Normal period is one year from start of occupancy. However, there might be extenuating circumstances, e.g., a new job in a different state. Typically, there will be a "letter of explanation" as part of the overall mortgage package.
George (@gchandler.bsky.social) reply parent
When she bought the second home, the Loan Officer would have seen the first mortgage on the credit pull and asked what she would be doing with the first property. Under the right circumstances (typically known as the "life happens" rule), it's perfectly normal.
George (@gchandler.bsky.social) reply parent
Under the right circumstances, it's perfectly legal to have multiple residences w/primary interest rates. E.g., You buy a home w/primary rates, company relocates you, then you can buy another home w/primary. Or, it's well-known to buy primary, wait a min year, buy another, rinse and repeat.
Claudia Sahm (@claudia-sahm.bsky.social) reposted reply parent
What’s happening to Cook is not about her … it’s about control of the Fed. But let’s get real it’s also about trying to diminish her personally. Ain’t gonna work.
George (@gchandler.bsky.social) reply parent
Trump himself is not smart enough to "lay the groundwork". Never was, and certainly, not now. So who is it that is doing the behind-the-scenes work that he then signs?
George (@gchandler.bsky.social) reply parent
Trump must be defeated. There is no other path.
George (@gchandler.bsky.social) reply parent
"Matching signatures" on a random photoshopped image does not constitute mortgage fraud. I've previously explained how you can acquire two residences, both w/primary rates, within a couple of months.
Jen Taub (@jennifertaub.com) reposted
Friends, we are far beyond the buckle up, it's going to be a bumpy ride quips. We have passed the secure your oxygen mask moment. So, allow me to say it plainly. FUCK YOU, Republicans who won't stop this mad man. You could stop this and have him out of office if you wanted. Impeach, Convict, Remove
George (@gchandler.bsky.social) reply parent
Trump though is capable of 1500%!! #snark
George (@gchandler.bsky.social) reply parent
The claims alleged by Pulte have nothing to do with IRS or homestead (6)
George (@gchandler.bsky.social) reply parent
Rules are different with all types of loans: FHA, USDA, VA, Conventional, private bank. It is very common to buy a home w/primary rates, and then within the next 30 yrs, start renting out that house, and go buy a new home, with primary rates. (5)
George (@gchandler.bsky.social) reply parent
After you’ve met the one-year occupancy, you can convert the first home to a rental/second home and buy the next one as your new primary (and do it again later). Fannie’s guide covers how to treat the conversion of a principal residence to investment property when you purchase the new primary. (4)
George (@gchandler.bsky.social) reply parent
However, in the case that you move for work, family, or health, you can move and buy a new home with primary rates. The 1st home can then be a rent home. Now, you have two homes that you legally obtained with primary rates. (3)
George (@gchandler.bsky.social) reply parent
Most lenders (not always) require that in order for best rates, that you acknowledge that it is your primary residence and that you will occupy it within 60 days and for a period of 1 year after occupancy. (2)
George (@gchandler.bsky.social) reply parent
Ok, MAGA, I'll explain to you. And after I explain, you go Google and verify my accuracy. And then you come back and apologize. The claims refer to supposed mortgage fraud. When you get a mortgage (usually 30 yrs), it's for your primary residence, 2nd home, or an investor property. (1)
George (@gchandler.bsky.social) reply parent
And just what do you think "primary residence twice" means? Go ahead, explain the legalities.
George (@gchandler.bsky.social) reply parent
(1) I think that he really is that stupid, (2) I agree that he would fire a white man who is a Democrat, (3) That she is a black woman boils his blood even more and makes her even more of a target
George (@gchandler.bsky.social) reply parent
Claims and actual cause are vastly different
George (@gchandler.bsky.social) reply parent
As I understand, he cannot legally fire her without cause, and there is no proven cause. Therefore, more chaos as it winds its way though the courts
Cheri Jacobus (@cherijacobus.bsky.social) reposted
Pelosi whiffed. Mueller whiffed. Garland whiffed (or sold out). Joe and Mika sold out. Schumer whiffed or sold out. Jeffries hides. Ken Johnson whiffed. NO WONDER TRUMP IS GETTING AWAY WITH IT ALL! It didn't need to be this way.
George (@gchandler.bsky.social) reply parent
I really want to see them confront a Jack Reacher dude who takes them all down. Netflix, if you are listening.....
George (@gchandler.bsky.social) reply parent
He doesn't know that the Bible says that the -only- way to Heaven is through a personal relationship with Jesus Christ. And that deeds alone cannot get a person into Heaven.
George (@gchandler.bsky.social) reply parent
Merge United Health Care, BCBS, Cigna, fire all of the rejectors, call it Universal Health Care (UHC).
George (@gchandler.bsky.social) reply parent
Epstein. Epstein. Epstein. The main story that they don't want you to notice.
George (@gchandler.bsky.social) reply parent
Is Newsom still posting on Truth Social?
George (@gchandler.bsky.social) reply parent
Both of you are gyros to me.
George (@gchandler.bsky.social) reply parent
AOC, Jasmine, Warren, Talarico, Pete, Pritzker
Waldo Jaquith (@waldo.net) reposted
My job is dealing with stupid government software procurement shit, but this may be the dumbest government software procurement shit I have ever seen.
George (@gchandler.bsky.social) reply parent
It's not a far stretch to imagine Greg Abbott doing the same thing in Austin, then Dallas and Houston. He's already taken over the Houston Independent School District.
George (@gchandler.bsky.social) reply parent
My mom died 1983. I was 25 yo. Old Ms. Jones, closing in on 100, ambled across the street to me said that she thought about her own mama every single day. 42 yrs later, Ms. Jones was right. I think about Mom every single day. May God bless your memories and your daily thoughts.
George (@gchandler.bsky.social)
Colin Allred abandoned Texas after he got whooped against mealy Ted Cruz. He disappeared. We see the brilliance of Jasmine, AOC, Mallory, Annie, & Talarico, @colinallredtx.bsky.social showed up on Bluesky a month ago w/444 followers, and a dozen posts all on the same day.
George (@gchandler.bsky.social) reply parent
Cornyn's primary ad in Texas shows often, and starts with "John Cornyn voted with President Trump 99% of the time". Does he think that is a winning strategy??
George (@gchandler.bsky.social) reply parent
Why announce that you are having a 25th amendment / coup / coverup meeting?
George (@gchandler.bsky.social) reply parent
Sit on the couch and watch videos?
George (@gchandler.bsky.social) reply parent
Ask your Republican friends: "If there is definitive proof that Trump is a pedophile, would you still support him?". Their response will *never* be "YES!". It'll be "get all of them" or "what about Weiner?" or "Obama/Hillary started it" or "Biden had dementia" or "it's fake".
George (@gchandler.bsky.social)
@support.bsky.team I blocked someone (at the suggestion of a trusted person here), then the person that I blocked then blocked me back, and now keeps adding me to weird lists. Once a user blocks someone, that person (typically a bad actor) should never be able to do anything with our user name.
Ricky Davila (@therickydavila.bsky.social) reposted
You’ll notice that republicans had no problem fleeing DC to avoid voting on the Epstein files to protect the convicted felon in the White House but are now threatening Texas Democrats for fleeing the state to stall them from corruptly gerrymandering the state. Evil scumbags.
JoJoFromJerz (@jojofromjerz.bsky.social) reposted
Every single Republican elected official should be asked, every single day, if they approve of the Trump administration moving a convicted child sex trafficker to a cushy prison camp for white collar criminals. Every single day.
Claudia Sahm (@claudia-sahm.bsky.social) reposted
Tariffs: the policy is bad and the process is even worse.
George (@gchandler.bsky.social) reply parent
You wrote: "I agree that folks should find workarounds." No workarounds!! I’d rather see Democrats launch a bold 2026 “Contract with America” with a clear plan for *universal healthcare*, showing how *everyone (incl business) saves money and how we’d transition to it
George (@gchandler.bsky.social) reply parent
Then who is Deep Throat?
George (@gchandler.bsky.social) reply parent
I text a couple of MAGA friends. I asked: "Simple question: If and when the Epstein files are released, and Trump is all over it, will you still support him?" And one reply: "Jail them all if they are dirty. I don’t support pedos thus why I’m not a democrat " Then they reference Anthony Weiner.
George (@gchandler.bsky.social) reply parent
I can knock out Excel. Wrote 100,000s of lines of perl 20+ years ago. But modern languages? I would not call myself a programmer
George (@gchandler.bsky.social) reply parent
I am so disappointed that Joe and Nathan are now competing. Both are great.
George (@gchandler.bsky.social) reply parent
I just hit my FRA, so I'm right in that cohort. Of my friends and family, everyone is jumping on it now, because they are afraid that there will be no one to answer the calls in the future. Or the signup website will be broken.
Claudia Sahm (@claudia-sahm.bsky.social) reposted
Regime change at the Fed? Hard pass. 4.1% unemployment, 2.7% core PCE inflation. No emergency. (Also, what specific "reforms" are Warsh calling for? President in charge of setting rates?)
Claudia Sahm (@claudia-sahm.bsky.social) reposted
more like resigning in 2028 when his term as a Fed Governor is up.
George (@gchandler.bsky.social) reply parent
Don't cross off abandonment. That would mean that Ken has decided he is no longer a Christian, which would be worse to his base than adultery
George (@gchandler.bsky.social) reply parent
There are other reasons from the Bible: - adultery, which is what everyone assumes in this case - non-believer. If Ken suddenly says that he is not a believer, those are Biblical grounds. - abuse/violence
Jon Cooper (@joncooper-us.bsky.social) reposted
Nobody forces anyone to be an ICE agent. These thugs have all willingly chosen to do that job. They could quit any time they want. Remember that.
George (@gchandler.bsky.social) reply parent
It's easy to hate on Ted. He's just so, blech.... You gotta ask though. Where's Cornyn? Paxton? And Allred?
George (@gchandler.bsky.social)
That SS email: Only benefits well-off seniors since low-income seniors often don't pay tax. Adds to the deficit. It's only applicable over 65, ignoring SSDI/survivors. It's temporary, only thru tax yr 2028. In 2028, Republicans: "we cut your taxes", but when they lose, they'll blame it on Dems.
George (@gchandler.bsky.social) reply parent
That's an incorrect assumption. Someone who collects SS, but still working. Or collects SS and has a spouse still working and files jointly. Or collects SS and has a goodly pension. And so on. Lots of reasons that SS is still taxed.
Jen Rubin (@jenrubin.bsky.social) reposted
House and Senate Ds fought like hell. There was nothing else to do. They left it all on the field. They need more #'s. Sweep the R's who perpetrated this horror on America out in 2026. Nothing else in politics matters.
George (@gchandler.bsky.social) reply parent
Many/most of them just don't believe that they are cutting healthcare. All they believe is the welfare mom/29-yo lazy male on Mom's couch sterotypes. They're just too incompetent to learn more.
George (@gchandler.bsky.social) reply parent
Hey, but we believe in recycling. Same candidates over and over. Allred is already asking for people to "chip in".
George (@gchandler.bsky.social) reply parent
Not just healthcare, but also: Long term care, disability services, maternal/child health, school-based therapies, support for rural hospitals. My daughter (with Down syndrome) has been on the Medicaid waivers waitlist for 18 yrs (Texas). Looks like it's going to be more.
George (@gchandler.bsky.social) reply parent
No, just no. He's already demonstrated his poor candidacy. More "unsubscribing" from me when he starts emailing to "chip in".
George (@gchandler.bsky.social) reply parent
Noooooo. He didn't hustle last time. Why do we think he'll do it this time?
George (@gchandler.bsky.social) reply parent
If mainstream media fails, use ActBlue for something more than "chip in". In Texas, where I am, I got a daily "chip in" email from Colin Allred when he was "running", but nothing now.
Sara Spector (@miriam2626.bsky.social) reposted
Dear Beto, Joaquin and James : Please run statewide for different positions. Then go around the state as a team ticket. I don’t care who already has announced or what gender or race they are. It’s the only way we will take the state. Do not run for the same seat.
Sara Spector (@miriam2626.bsky.social) reposted
If the Democrats can’t convince a handful of Senators to vote against a bill that will tragically hurt most of their constituents, then there is a problem with our democratic leadership.
George (@gchandler.bsky.social) reply parent
Would we be better off with Vance? Either through impeachment or natural causes?
George (@gchandler.bsky.social)
Absolutely nails it!!! This is a must-read if you have any interest in Texas politics. #txlege
George (@gchandler.bsky.social) reply parent
Want to cancel Medicaid insurance? Easy: Universal healthcare.
George (@gchandler.bsky.social) reply parent
I'm in Texas.... Please, let it happen. And let's toss in Pete Sessions and Louie Gohmert.
Michelle 💙🌊😷🇺🇸🇨🇦🇺🇦🏳️🌈 (@michellespenc.bsky.social) reposted reply parent
Exactly… makes us wonder who’s side most of them are on. Then there’s 83 yr old Bernie out there fighting so hard for us. Along with AOC, Jasmine, and a handful of others.. not Jeffries or Schumer.
George (@gchandler.bsky.social) reply parent
JD only made 1 post. Has he already cut and run?
George (@gchandler.bsky.social)
Between Trump and Vance, would we be safer with Vance?
George (@gchandler.bsky.social)
I want to see the Democrats "Contract with America" for 2026: universal healthcare, plan for student loans, housing, Citizens United reform, SCOTUS ethics, Congressional ethics (stock trading), Medicaid support, Medicare drug pricing, Veterans. And I mean real, complete, actionable plans for Day 1
George (@gchandler.bsky.social) reply parent
1976. As a teenager, I used to watch the annual draft lottery
George (@gchandler.bsky.social) reply parent
Conversion to universal health care should include a plan to increase capacity: doctors, clinics, rural hospitals
George (@gchandler.bsky.social)
Why are people creating block lists specifically to block followers of the JD Vance account? Are people really afraid of JD Vance posting on Bluesky?
George (@gchandler.bsky.social) reply parent
You give him far too much credit. Everytime I see him speak, he furrows those brows like he's trying to sound intelligent. He reminds me of someone who doesn't understand basic math or logic.
George (@gchandler.bsky.social) reply parent
Sora w/prompt: A video of a tense and surreal moment at a baseball stadium. A pitcher walks off the mound at Dodger Stadium after striking out a batter. As he heads toward the dugout, several uniformed agents wearing “ICE” jackets approach from the sideline and stop him to check documents.
George (@gchandler.bsky.social) reply parent
Social Security is fixable. Medicare is fixable. So is Medicaid. Student loans are fixable. Health care is fixable. Without raising taxes. Democrats should develop plans and sell to the voting public.
George Takei (@georgetakei.bsky.social) reposted
Take the masks off. Show your badges. This is America.
George (@gchandler.bsky.social)
Do you think Trump has applied for and receives Social Security and Medicare?
George (@gchandler.bsky.social) reply parent
For Senate? Not Allred. He can move a couple of miles and run against Beth Van Duyne.
George (@gchandler.bsky.social) reply parent
Unlikely one line, but if it was already pre-hacked, then just change: BallotFlip = 0 to BallotFlip = 1 If I was hacking though, I would have put logic in to self-destruct the hack at Voting closing time.
George (@gchandler.bsky.social)
I was really hoping that someone would become our American "Tank Man" this weekend.
George (@gchandler.bsky.social)
50 Shades of Nazis.
Jen Rubin (@jenrubin.bsky.social) reposted
We have long passed the point when impeachment is justified
George (@gchandler.bsky.social) reply parent
1/not what happens in Canada. 2/Specialists get paid more, 3/Some specialists (e.g., plastic surgeon, specialty dermatology), typically relied on out-of-network, inflated reimbts, & rich cash payers ==>less revenue, 4/a good system grows capacity: more docs, shorter waits, stronger rural hospitals
George (@gchandler.bsky.social)
Is BlueSky backfiring? I tend to think not necessarily backfiring, but is definitely a silo and needs opposition opinions. @mcuban.bsky.social opines: www.yahoo.com/news/bluesky...
George (@gchandler.bsky.social) reply parent
It might be unpopular, but I sometimes think that the ACA was just so over-complicated it delayed getting to full universal healthcare.
George (@gchandler.bsky.social) reply parent
in the south, we add: "upside da head", as in "he got walloped upside da head". And IIRC, HS cheerleaders: "wop, wop, side da head, I said wop, wop side da head"