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Stealth Bomber

@stealthbomber.bsky.social

It's all about flying under the radar.

created November 13, 2024

1,824 followers 3,582 following 891 posts

view profile on Bluesky

Posts

Profile picture Joe Segal (@joesegal.bsky.social) reposted

THIS! Is the plain spoken truth telling I was posting about the other day here, the sort that everyone from White House press corps reporters to the person on the street needs to see, here and say. Quite an excellent op-ed. Coudn't have written it better myself! @velshimsnbc.bsky.social

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31/8/2025, 4:08:09 PM | 570 222 | View on Bluesky | view

Profile picture Heeler Lover (@healerdog.bsky.social) reposted

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29/8/2025, 1:49:30 PM | 161 63 | View on Bluesky | view

Profile picture Fight 4 Democracy Continues (@politically.bsky.social) reposted

Can someone explain to me like I am a 5 year old why if his tariffs are considered illegal by the court have they not revoked them? You wouldn't give a bank robber a deadline to rob banks would you?

30/8/2025, 5:00:33 AM | 180 46 | View on Bluesky | view

Profile picture Robin Burks (@robinburks.bsky.social) reposted

Just another reason to keep giving Netflix my money.

29/8/2025, 7:10:07 PM | 13999 2596 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

My favorite bit of this movie, because my best friend's name is Charlie, and I got us into so much trouble. t.ly/9EBuo

29/8/2025, 10:09:47 PM | 1 0 | View on Bluesky | view

Profile picture Matthew Dowd (@matthewjdowd.bsky.social) reposted

happy bday German writer/polymath Johann Wolfgang von Goethe, b.1749. “As soon as you trust yourself, you will know how to live.” “A man sees in the world what he carries in his heart.” “By seeking and blundering we learn.”

28/8/2025, 12:58:25 PM | 143 36 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Show me a warrant, or I will shoot you dead square in your masked face.

29/8/2025, 6:35:24 AM | 0 0 | View on Bluesky | view

Profile picture Patti Olivier EPSTEIN FILES NEVER FORGET (@patti3333.bsky.social) reposted

From the BOROWITZ REPORT NEVER FORGET #EPSTEINFILES #EPSTEIN

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29/8/2025, 3:40:24 AM | 758 230 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

One of the things I hate most about this, "The most stupid time in history", is that autocorrect always wants to capitalize the word trump. Fuck you, Autocorrect, I trump your Trump with a trump.

27/8/2025, 9:57:29 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

Destroy them from the inside, the same way that trump, the republicans, and ICE are trying to destroy the United States from the inside.

27/8/2025, 9:53:43 PM | 0 0 | View on Bluesky | view

Profile picture dbnewtondoors.bsky.social (@dbnewtondoors.bsky.social) reposted

www.theguardian.com/us-news/ng-i... John Roberts is committing treason against the Constitution he is sworn to uphold. The Supreme Court must be "reformed." Re-upping this as the most important thing written in months . . .

22/8/2025, 1:22:59 PM | 140 65 | View on Bluesky | view

Profile picture FᎪᎢ ᏩᎪNᎠᎪᏞF (@sofarrsogud.bsky.social) reposted

JEFF: I love Def Leppard. GEOFF: It's Deof Leoppard.

23/8/2025, 8:14:48 AM | 641 145 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Okay. I watched the movie. What does a Mocking Bird have to do with any of it? Fuck those birds, they are the worst. Kill on sight.

20/8/2025, 9:10:49 AM | 1 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Who is Jesse Watters again? That monkey on Dora the Explorer?

20/8/2025, 6:39:18 AM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

In the exact same way that one can be pro Christian but anti Nazi Germany, one can also be pro Jewish but anti Netanyahu Israeli government.

20/8/2025, 6:36:04 AM | 1 1 | View on Bluesky | view

Profile picture Robert Reich (@rbreich.bsky.social) reposted

Again: this is not about what this country can or can’t afford. It’s about priorities.

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19/8/2025, 8:31:09 PM | 16318 7275 | View on Bluesky | view

Profile picture Michael (@fleerultra.bsky.social) reposted

anyway the choice america faces going forward is live in the confederacy or do reconstruction for real and purge those motherfuckers from all of public life. and there isn’t really an in-between.

18/8/2025, 2:27:19 AM | 9002 1918 | View on Bluesky | view

Profile picture George Conway 👊🇺🇸🔥 (@gtconway.bsky.social) reposted

Ace post

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15/8/2025, 10:41:31 PM | 17271 4889 | View on Bluesky | view

Profile picture MeidasTouch (@meidastouch.com) reposted

💀

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16/8/2025, 4:32:11 AM | 23453 4980 | View on Bluesky | view

Profile picture Peppa Pax Pippa 🕊️☮️✌🏼 (@peppapaxpippa.bsky.social) reposted

@biggrandpapump.bsky.social @stealthgirl21.bsky.social @stealthgirl.bsky.social

I used to feel lucky that I didn't live in a country like this.
13/8/2025, 6:56:02 AM | 1604 321 | View on Bluesky | view

Profile picture Angie (@angieispissed.bsky.social) reposted

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13/8/2025, 5:38:42 PM | 7544 2157 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

I kind of hope that someone arguing the case asks, it is either constitutional for everyone to marry a consenting adult of their choice in accordance with their religious beliefs, or it is not constitutional for anyone to do so. Choose.

14/8/2025, 3:13:56 AM | 2 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

What should happen at every White House Press Briefing: Leavit: Blah, lie, blah, blah, lie. Next? Yes, you. Reporter: When did the president stop raping underage girls with Jeffery Epstein, before or after his arrest, and one follow-up: did he also rape underage boys, or was it only girls?

13/8/2025, 5:45:37 PM | 2 0 | View on Bluesky | view

Profile picture George Conway 👊🇺🇸🔥 (@gtconway.bsky.social) reposted

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13/8/2025, 4:10:37 AM | 16466 8188 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

We don't care if right wing men can't get laid. Everyone, literally everyone has told them, "stop being an asshole." Yet they persist in thinking they have a right to both be an unfuckable asshole AND get laid. And then complain about not getting laid while refusing to stop being assholes.

2/8/2025, 12:05:39 AM | 1 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Wife: It's garbage collection in the morning; did you take the garbage out to the curb? Me (in Bob Marley reggae voice): 🎶"I took the yard waste! But I did not take the garbage bins."🎶

1/8/2025, 2:48:30 PM | 2 0 | View on Bluesky | view

Profile picture Karen (Harris/Walz Alaskan Democrat) (@danceswithseagulls.bsky.social) reposted

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31/7/2025, 6:49:55 AM | 553 155 | View on Bluesky | view

Profile picture Whitaker (@protime-fitness1.bsky.social) reposted

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31/7/2025, 4:43:55 AM | 1055 290 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

Mexico will pay approximately the same amount of $ for US tariffs as it paid for the border wall.

1/8/2025, 2:31:20 AM | 4 2 | View on Bluesky | view

Profile picture Sandieglo (@sandieglo.bsky.social) reposted

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30/7/2025, 4:07:48 PM | 18908 3375 | View on Bluesky | view

Profile picture Raider (@iwillnotbesilenced.bsky.social) reposted

The vibes at the Tesla Diner are unmatched

27/7/2025, 12:52:10 PM | 16350 3229 | View on Bluesky | view

Profile picture Esther Be Good! (@estherbgood.bsky.social) reposted

Talarico Breaks It Down School Vouchers Are Welfare for the Wealthy A One-Minute Explainer youtube.com/shorts/9_lwI...

27/7/2025, 2:08:46 AM | 390 100 | View on Bluesky | view

Profile picture Christy (@cvminpvb.bsky.social) reposted

#booksky

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27/7/2025, 2:27:55 PM | 20990 4409 | View on Bluesky | view

Profile picture George Conway 👊🇺🇸🔥 (@gtconway.bsky.social) reposted

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27/7/2025, 9:16:20 PM | 18629 5421 | View on Bluesky | view

Profile picture Royal Dutch Blue 🇳🇱 (@dutchannie.bsky.social) reposted

I needed a chuckle 😌

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27/7/2025, 2:18:47 AM | 1667 291 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

I usually go with, 'Whey they are the topic of the conversation, yes. But they're not the topic of THIS conversation, so don't try to change the subject with "what about..." false equivalencies.

27/7/2025, 9:44:16 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

You can only teach someone if they want to learn.

27/7/2025, 9:21:29 PM | 2 0 | View on Bluesky | view

Profile picture Robert Reich (@rbreich.bsky.social) reposted

UnitedHealthcare is raising premiums for policyholders in New York and Washington after spending $9B on stock buybacks last year. Healthcare companies are robbing you blind to enrich their executives and shareholders. This is why we need Medicare for All.

22/7/2025, 7:30:06 PM | 10211 4398 | View on Bluesky | view

Profile picture Carolyn Barber, MD (@cbarbermd.bsky.social) reposted

#BlueSky #MedSky #NewsSky

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21/7/2025, 11:40:34 PM | 1451 207 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

Should they contain the most damning evidence possible, the release of the Epstein files will convince approximately 0% of MAGA Republicans to believe anything they don't already believe. It will just make them scramble to find a different reason for their belief.

22/7/2025, 10:25:25 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

www.youtube.com/watch?v=cFa8...

22/7/2025, 10:05:33 PM | 1 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Aluminum is the 13th element in the periodic table and has a symbol of Al and atomic number of 13. It has an atomic weight of 26.98154 and a mass number of 27. Do the English spell it differently, like colour[sic], or something like that? Where do they get that 'ee-um' at the end? Al-um-in-um.

22/7/2025, 1:28:08 AM | 1 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

I hope someone organizes something like a Tax strike. No-one pays-their-federal taxes. Since the billionaires are getting all the benefits, they can pick up the $3.4 TRILLION dollar tab. I'm disgusted.

22/7/2025, 12:42:38 AM | 2 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

I thought I included that one and transphobia too. Good catch/call out.

21/7/2025, 6:31:07 AM | 2 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

They do something similar in Memphis; there are ducks that live at the top of the Peabody hotel, and they make a big spectacle out of marching the ducks back and forth.

21/7/2025, 6:04:38 AM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

If you deliberately chose to believe the liars vs all the people who were telling you that they are lying, all because the lies were what you WANTED to hear, there is no hope for you, and you have no place in a civilized society. SHUN.

20/7/2025, 6:32:38 PM | 8 2 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Let's see, what does MAGA support? - Pedophilia - Rape - Racism - Homophobia - Xenophobia - Oligarchy - Kleptocracy - Kakistocracy And people are now asking if there's a path to redemption for people who are/were proud MAGA cultists? I'll just leave all my NOPE right here.

20/7/2025, 6:25:22 PM | 14 5 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Look at how it's spelled and say it with me, Worcestershire sauce, Wor-cest-er-shire sauce. No wonder it's called Wooster sauce.

18/7/2025, 8:39:57 PM | 3 1 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

Alligator Auschwitz?

14/7/2025, 3:38:02 AM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

We've stopped believing.

14/7/2025, 3:34:31 AM | 1 1 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

I will repeat it ad infinitum, the "J" in "Donald J Trump" stands for "Jackass"!

13/7/2025, 8:08:32 PM | 6 2 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

It is insulting to me to be ruled by a bunch of incompetent idiots more stupid than a broken analog 12-hour clock that is, at least, right twice a day.

12/7/2025, 10:27:40 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Has anyone taken a closer look at what new way(s) the Clownshoes Cheezy-puff is trying to steal from the public treasury now that everyone's distracted by "the Epstein Files"?

12/7/2025, 4:50:20 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

"She's my womanfriend" just sounds weird though

12/7/2025, 8:57:19 AM | 0 0 | View on Bluesky | view

Profile picture George Conway 👊🇺🇸🔥 (@gtconway.bsky.social) reposted

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11/7/2025, 8:42:15 PM | 28055 6521 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

A reminder for this Prime Day: youtube.com/shorts/IgjZE...

11/7/2025, 6:31:46 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

Time to start taxing churches.

8/7/2025, 5:58:57 AM | 2 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Did #Trump and #DOGE cuts play a role in the #Texas #floods? youtube.com/shorts/cuof-...

8/7/2025, 5:19:07 AM | 2 0 | View on Bluesky | view

Profile picture scha·den·freu·de (@blisterpearl.bsky.social) reposted

Absolute perfection

Lana
7/7/2025, 6:16:53 PM | 557 289 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

If a group of men with masks on pull up in unmarked cars and try to grab me or someone around me and shove us into a van, I, and I hope everyone else with a concealed carry permit, am going to shoot them in the face. Wear your badge, show your face, identify yourselves, present your warrant.

7/7/2025, 5:26:19 PM | 2 1 | View on Bluesky | view

Profile picture Robert Reich (@rbreich.bsky.social) reposted

CEO pay is up 1,085% since 1978, while typical worker pay is up just 24%. Why do we always hear "we can't afford to pay our workers more" but never "we can't afford to pay our CEO more"?

7/7/2025, 1:00:13 AM | 20008 6117 | View on Bluesky | view

Profile picture halcorley.bsky.social (@halcorley.bsky.social) reposted

Someone prove this wrong.

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6/7/2025, 6:28:34 PM | 24677 6112 | View on Bluesky | view

Profile picture Wayne Smith 🇺🇸 🇨🇦 🇲🇽 🇺🇦 🇪🇺 🏳️‍⚧️ (@wayneesmith.bsky.social) reposted

An image with a black and white background and a Latin American immigrant and a title Schröinger's Immigrant. On the left, it reads,
7/7/2025, 5:29:52 AM | 31256 7605 | View on Bluesky | view

Profile picture 🦋MOM🦋 (@momcjl.bsky.social) reposted

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6/7/2025, 6:28:53 PM | 17633 3917 | View on Bluesky | view

Profile picture judithbolyard.bsky.social (@judithbolyard.bsky.social) reposted

Now I have the music stuck in my head...

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6/7/2025, 6:03:19 PM | 122 46 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

If taxes were so onerous on billionaires and multi-millionaires, how did they become billionaires and multi-millionaires in the first place?

6/7/2025, 9:50:34 PM | 0 0 | View on Bluesky | view

Profile picture The Thumbs Up (@thethumbsup.bsky.social) reposted reply parent

My demise is a symbol of what MAGA is doing to the country. Up is down, down is up. Good is bad, bad is good.

5/7/2025, 8:33:21 PM | 1 1 | View on Bluesky | view

Profile picture Jess Piper (@piperformissouri.bsky.social) reposted

Why are folks mad at the working mom with kids on Medicaid and SNAP rather than companies like Walmart that refuse to pay her a living wage and provide health insurance?

6/7/2025, 4:38:09 PM | 26727 6612 | View on Bluesky | view

Profile picture 0b (@0b-or-boris.bsky.social) reposted

Since America loves reality shows why not send all of the billionaires to an island. They have to complete basic life tasks like doing laundry, running a dishwasher etc. Every time they fail a task a percentage of their wealth moves into a fund for public works.

6/7/2025, 5:11:04 PM | 2 1 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

While I get that Moskowitz is joking, I really, REALLY, want him to do it.

6/7/2025, 1:35:18 AM | 0 0 | View on Bluesky | view

Profile picture George Conway 👊🇺🇸🔥 (@gtconway.bsky.social) reposted

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5/7/2025, 6:02:59 PM | 21393 4472 | View on Bluesky | view

Profile picture LoriPica 💙 (@loripica.bsky.social) reposted

For Sure! ⬇️

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4/7/2025, 9:02:54 PM | 678 126 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

/2 of 2 The ultra rich and top 2% of income earners could still get a tax break, but ONLY if they lower EVERYONE ELSE'S tax rate by the same % first!

5/7/2025, 8:32:49 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

What if we looked at the median income in the US, ~$82,000, and the effective tax rate paid by it, ~23%, and then tied all other tax rates to it. lower income brackets would be median -10% or median -20%, > poverty rate would be 0%. Incomes higher would be median +10%, or +20%, +30%, etc? /1 of 2

5/7/2025, 8:32:49 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Messaging: Republicans make everything worse. Always. Whatever you're upset about, Republicans will make it worse. Upset about the inflation/cost of living? Republicans will make it worse. Upset about Insurance? Republicans will make it worse. Upset about taxation? Republicans will make it worse.

5/7/2025, 8:12:15 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

Pretty much. How did we let this happen to you?

5/7/2025, 8:08:49 PM | 1 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

The Democrat's messaging should be simple: "We had a surplus, low inflation, and high growth, UNTIL Bush's tax cuts, Trump's first and second Tax cuts, and Republican majorities in the House and Senate!"

5/7/2025, 8:03:03 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

I guess I'm not the only one thinking about things like this: t.ly/lGgUz

5/7/2025, 7:24:51 PM | 1 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

Attack of the Autocorrect! 👊

5/7/2025, 7:11:36 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

I'm almost at the point where I feel like giving someone a "thumbs up" is equivalent to flipping them the bird.

5/7/2025, 7:08:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

It's "Merry 4th of July!" Stop with the "lefty War on Independence"!

4/7/2025, 8:42:40 PM | 1 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

The United States of America has finally answered the question, "Who are the most stupid people in the world?", and that answer is: People that vote for the Republican Party.

4/7/2025, 8:40:32 PM | 1 0 | View on Bluesky | view

Profile picture God (@thegodpodcast.com) reposted

Tried to read about the Jan 6 terrorist who now works for the Justice Department but it was behind a pay wall. Everything wrong with the USA in one sentence.

3/7/2025, 10:53:11 PM | 10789 2155 | View on Bluesky | view

Profile picture 𝕊𝕦𝕟𝕕𝕒𝕖 𝔾𝕦𝕣𝕝 (@sundaedivine.bsky.social) reposted

ICEBlock: Because nothing says “Land of the Free” like hiding from your own government.

New app alerts you when ICE is arresting your neighbors.
2/7/2025, 10:15:07 AM | 3945 1424 | View on Bluesky | view

Profile picture One Dog’s Opinion 🐾 (@onedogsopinion.bsky.social) reposted

sure, my existence is an exercise in futility but it’s the only exercise i get

2/7/2025, 1:45:39 PM | 18 8 | View on Bluesky | view

Profile picture The Democratic Coalition (@thedemcoalition.bsky.social) reposted

Remember this. #ResistTrump

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2/7/2025, 1:37:56 PM | 830 274 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social)

Does anyone else suspect that maybe, just maybe, the Senate Republicans deliberately made the budget bill so much more terrible that the House Republicans would be forced to vote against it?

2/7/2025, 2:42:08 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

45/ Rep. Blaine Luetkemeyer (R-MO) Longtime advocate for payday lenders; significant industry donations These lawmakers have historically received large contributions from financial institutions and have opposed tighter lending regulations. End/

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

44/ Rep. Patrick McHenry (R-NC) Chair of House Financial Services Committee; strong ties to banking industry

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

43/ Likely Opponents: Indicators: Sen. Bill Cassidy (R-LA) Lead sponsor of GOP student loan overhaul; backed by financial services donors

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

42/ And all of the rest of that was interesting, but perhaps too long, except maybe for this last bit: 🧠 Who Might Oppose It in Congress? While I can’t name specific lawmakers with certainty, patterns of campaign contributions and lobbying activity suggest that opposition would likely come from:

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

41/ AI: Absolutely—let’s dive into how a U.S. version of a prime rate–linked interest cap could be structured in legislation, what political headwinds it might face, and who the likely opponents would be based on lobbying and campaign finance patterns.

1/7/2025, 9:30:45 PM | 1 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

40/ ME: I would love to explore how a U.S. version of this could be structured in legislation or what political hurdles it might face? I would also like to ask who would be the biggest opponents in the Senate and House of Representatives based on lobbyist activity and campaign contributions?

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

39/ AI: If the U.S. were to adopt something similar, it would be joining a global trend toward rate structures that flex with economic conditions while still protecting consumers.

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

38/ AI: Your idea of prime + 3% for secured and prime + 6% for unsecured is well within the range of what’s been tried—and arguably more conservative than some international models.

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

37/ AI: Balance is key: Too strict a cap can reduce credit availability; too loose, and it invites predatory lending.

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

36/ AI: Lessons from Abroad Dynamic caps (tied to benchmarks) are more adaptable than flat caps, especially in volatile economies. Enforcement matters: Countries with strong regulatory bodies (like France) tend to see better outcomes.

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

35/ AI: South Africa Caps interest rates based on the repo rate (set by the central bank) plus a fixed margin. For example, unsecured credit is capped at repo + 21%, and mortgages at repo + 12%. This is very close to your prime + X% model.

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

34/ AI: Kenya Briefly implemented a cap of 4% above the central bank rate on all loans (2016–2019). It was repealed due to concerns about reduced credit access, especially for small businesses—but it showed that such a system is technically feasible.

1/7/2025, 9:30:45 PM | 0 0 | View on Bluesky | view

Profile picture Stealth Bomber (@stealthbomber.bsky.social) reply parent

33/ AI: Japan Enforces a tiered cap system: Loans under ¥100,000: max 20% APR ¥100,000–¥1 million: max 18% Over ¥1 million: max 15% While not tied to the prime rate, it reflects a risk-based structure like your secured/unsecured split.

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